| Approvals for small ticket (application only) in 24 hrs.
Middle ticket and Large ticket approvals usually in 3-5 days.
Up to 84 months repayment with excellent rates.
Note these programs are for companies 2 years and older.
Sale & Lease back
Many companies need working capital for expansion and do not want to use their existing credit lines. We have a program where we can use the equity in the equipment you already own to provide your company the working capital it needs.
We simply buy your equipment and lease it back to you, then when all the payments are made you own the equipment once again.
Start Up Program
Most financial institutions won’t finance companies that are just going into business. If you company is new or fairly new (less than 2 yrs.) we can help you grow by financing the equipment you need to succeed.
B, C and D Credit
In tough economic times many business have suffered financially. The owners of these companies may have seriously damaged their personal credit. We have an excellent “second chance” program available to help you rebuild and grow your company.
Government and Municipal Leasing
We can provide lease financing to any government or municipal entity with Guaranteed Approval. Rates are dependant on the Moody’s grade of the government agency or municipality.
- Federal Government Agencies
- Armed Services
- State Agencies
- Public Schools
- Police Departments
- Fire Departments
- Libraries
This list is only an example, we can finance any Municipal, State, or Federally controlled entity. Please call us @ (212)202-0880 to speak to a consultant about your specific needs.
Why Lease?
Leasing is the right choice
Leasing is one of the fastest growing ways of acquiring equipment, surveys show that 80% of U.S. businesses, from Fortune 500 companies to local family business, lease some portion of their equipment. A growing business often faces the dilemma of limited cash flow and the need to add equipment. Leasing can put the equipment to work for you with real cash flow advantages all without major capital investment. We can lease virtually any type of equipment, including software and installation.
Low monthly payments
Your monthly lease payment will usually be lower than the payment required by other finance methods.
No need to tie up capital
Leasing helps you keep precious capital for future needs, unexpected expenses or working capital when revenues are lower.
Minimal initial capital expense
Most types of other financing require down payments of up to 25%, whereas leasing covers 100% of the cost of the equipment. Also most leases require only one or two payments in advance. You get immediate use of the equipment with minimal initial expense.
Preserve existing credit lines
Leasing has no impact on your bank credit lines, letting you protect your borrowing power for other business needs or opportunities.
Eliminate obsolescence
Technology is changing at an ever rapid pace. What meets your business needs today may be obsolete several short years from now. Leasing allows you the flexibility to maintain a competitive edge by giving you today’s best technology then allowing you to upgrade when the equipment has outlived its advantage.
Fixed payments through out the term of the lease
Unlike bank lines of credit that usually have variable rates, lease payments are fixed for the term regardless of what occurs in the rate market.
Significant tax advantages
Leasing eliminates the need for complicated depreciation schedules since lease payments are generally line item expenses on your P&L statement. Since lease payments can usually be treated as a pre-tax business expense you may even reduce your taxes.(paying cash for equipment with after tax dollars automatically adds 30-40%).
Leasing is the right choice! It minimizes demands on cash flow, eliminates obsolescence, keeps bank lines open, and can save on taxes. See tax advisor for details.
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